98 Osborne St, Tay, Ontario L0K 2A0

Welcome to this beautifully updated, large 3-bedroom raised bungalow with two additional bedrooms on the lower level, located in the highly sought-after Victoria Harbour just steps from the beach, public dock, and boat launch. Situated on an expansive lot ideal for entertaining, the home has been extensively upgraded to offer modern comfort and functionality. Recent improvements include a new roof (2021), fully upgraded heating and cooling systems (2021) featuring a new furnace, water heater, air conditioner, dehumidifier, and separate HVAC zones for the main floor and basement. In 2025, the main floor received luxury vinyl flooring, a full kitchen renovation, a complete bathroom remodel, and fresh paint throughout both levels. A new central vacuum system was also installed to serve the entire home. The backyard has been professionally landscaped with cedar trees for enhanced privacy and a serene outdoor setting.This versatile property also features laundry on both the main and lower levels, making it ideal for extended family living or future rental income. With two separate utility meters already in place, the home offers strong potential to be converted back into a legal duplex either as an income-generating property or for multi-generational living. The lower level includes an extra fridge, stove, microwave, and electric water heater, with kitchen cabinetry available to complete a secondary suite setup. This is a rare opportunity to own a turn-key home with space, updates, and income potential in one of Victoria Harbours most desirable locations.

Inclusions: Brand New Kitchen Appliances: Fridge, stove, Dishwasher, Hood. 2 Washers, 2 Dryers. All Electrical Light fixtures and window coverings. Central Vacuum.